🐎 SendFunds lock time decreased

include/bank.hpp

@@ -80,8 +80,9 @@ public:
         }
 
         //if A exists, A can afford it, and A's password matches
-        bool state = false;
+        {
             std::shared_lock<std::shared_mutex> lock{send_funds_l}; //because SendFunds requires 3 locking operations
+            bool state = false;
             users.modify_if(a_name, [&state, amount, &attempt](User &a) {
                 if (state = (a.balance >= amount) && (a.password == XXH3_64bits(attempt.data(), attempt.size())))
                 {
@@ -103,6 +104,7 @@ public:
                     state = false; //because had to refund transaction
                 }
             }
+        }
 
         if (state)
         {